Insurance
Table of Content
The Ultimate Guide to Claiming Car Insurance in Malaysia
/ by Leslie MartinClaiming car insurance in Malaysia can be a complex and time-consuming process, but with the right information and preparation, it can be manageable. The first step is to report the accident to the police and obtain a copy of the police report. Next, notify your insurance company as soon as possible and provide them with the necessary documentation, including your driver’s license and the police report. The insurance company will then send an assessor to inspect the damage to your vehicle and prepare a report that will be used to calculate the amount of your claim.
-
Report the accident
If you have been involved in a car accident, it is important to report it to the police immediately and obtain a copy of the police report. This report will be required by your insurance company when making a claim.
-
Notify your insurance company
Contact your insurance company as soon as possible after the accident and inform them that you would like to make a claim. They will provide you with a claim form and any additional information you need to complete the process.
-
Gather documentation
You will need to provide your insurance company with several documents, including the police report, a copy of your driver’s license, and any other relevant documentation related to the accident.
-
Get an assessment
Your insurance company will arrange for an assessor to inspect your vehicle and determine the extent of the damage. The assessor will prepare a report that will be used to calculate the amount of your claim.
-
Negotiate with your insurance company
Your insurance company will use the assessor’s report to calculate the amount of your claim. If you disagree with the amount they have offered, you may need to negotiate with them to reach a mutually acceptable agreement.
-
Repairs and payment
If your claim is approved, your insurance company will pay for the repairs to your vehicle.